We all love it and hate it at the same time. It's necessary to our lives, yet it creates the most stress. If it isn't handled wisely and with great communication, it can also cause major problems in relationships. Financial struggles are one of the most common causes of divorce.
Growing up, I watched how my parents used their money and how they handled their finances. I am lucky to say that they were great examples. They didn't go into debt (except for a house and a car), and they were very mindful of what they spent. Both kept checkbooks and talked together every month about the finances. I can even remember one time when they sat us down as a family and we all went over the budget. Most importantly, they always paid their tithing first and gave generous fast offerings. This isn't to say that they never struggled or felt like they only had enough to make ends meet... but they always knew that if they put God first, and did their part, they wouldn't have much to worry about.
I can't say that I have done the best job with my money, but I have tried. I have looked for ways to earn money growing up, but I could have done a much better job at saving it! What I have learned is that every person has their own money habits and strategies. I am currently engaged, and it has been really good for me to watch how my fiance' uses his money. He rarely ever spends it, and always pays his bills ahead of time. I spent a lot of time with his family and noticed that they rarely spent money on entertainment. They did a lot together as a family, but most of their money was spent on food. Although I don't think I would want to go to this extreme in my own family, I do see a lot of value in the way that they save money. My family spends a lot on entertainment and going out to eat, which is an area I would like to save on when I'm married.
I think the most important part about money in relationships is communication! Before you get married, a couple should talk about what they will spend money on, how they will save, who will work, who will pay the bills, etc. Then, you need to make rules for yourselves. Make a budget, and stick to it. Always be accountable for what you spend. I think another really important thing to remember about money, is that although it is very important, don't let it control you! There are times when it is good to be generous and times when money should be spent. As long as you communicate with one another and stick to your rules, you can usually get through anything. Above all, avoid debt at all costs and always have a savings fund.
I have learned that although money is an essential part of life and marriage, it doesn't have to control us. We can take control of our finances and and experience joy in our lives!









